Do Insurance Companies Really Pay for New Roofs After Storms in Greensboro?

Do Insurance Companies Really Pay for New Roofs After Storms in Greensboro? | Old Timers Roofing, Inc.
Old Timers Roofing Inc. Logo

Do Insurance Companies Really Pay for New Roofs After Storms in Greensboro?

Storm-damaged roof in Greensboro after hail storm
Storm-damaged roof in Greensboro after a spring hail storm

After every major storm, homeowners across Greensboro ask the same question: Will my insurance actually pay to replace my roof? The short answer is: yes—if you know what to do and act fast. At Old Timers Roofing, Inc., we help Triad homeowners navigate the process and maximize coverage for storm-related damage.

✅ When Insurance Covers a New Roof

Homeowner policies typically cover roof replacement when damage is caused by a qualifying storm event—hail, wind, or fallen debris. Here’s what matters:

  • Documented storm dates in your zip code
  • Visible damage (shingles, flashing, underlayment)
  • Inspection and report by a licensed roofing company

🚩 Common Reasons for Claim Denial

Insurance adjusters look for reasons to minimize payouts. Claims can be denied for:

  • Delays in filing
  • Pre-existing wear and tear
  • Lack of documentation or photo evidence
  • Homeowner failed to mitigate further damage

That’s why we recommend calling us immediately after a storm for a free professional inspection.

⚠️ Never Inspect the Roof Yourself

We cannot stress this enough: do not climb onto your roof to check for damage. It’s extremely unsafe—and you may miss hidden issues. Our local pros use drones, thermal imaging, and certified techniques to safely inspect every detail.

📈 Real Results: Greensboro Insurance Approvals

Over the past year, we’ve helped homeowners in Adams Farm (27407), New Irving Park (27408), and Starmount Forest (27403) get full roof replacements through insurance. Our claim specialists handle everything from documentation to final approval.

New roof install covered by insurance in Greensboro
Insurance-covered roof replacement in Grandover, Greensboro

🏠 What’s Covered & What’s Not

Most standard homeowner policies cover:

  • Shingle, decking, and flashing replacement
  • Gutter and soffit repair if storm-related
  • Temporary tarping

Exclusions often include:

  • Damage from poor maintenance
  • Leaks unrelated to storms
  • DIY roofing jobs

🏡 Tip: Know Your Deductible

Most Greensboro policies include a 1%–2% wind/hail deductible. On a $300,000 home, that’s $3,000–$6,000. Our job is to make sure that’s all you pay—no surprise add-ons or denials.

💼 We Handle Everything

Old Timers Roofing, Inc. takes care of the entire claim process, including:

🛠️ Get Started Today

If your home was in the path of recent storms, don’t wait. Call our team or book instantly below to find out if your damage qualifies for full replacement coverage.

💬 Get a Real-Time Estimate

📅 Schedule a Free Roof Inspection

5-star Google review from Oleg Z. in Greensboro
"They handled everything with my insurance and made the process stress-free!" — Oleg Z., Greensboro NC

Leave a Comment

Your email address will not be published. Required fields are marked *

Scroll to Top
(336)937-7663