Will Homeowners Insurance Pay for Storm-Damaged Roofs in Greensboro?
After every major storm, homeowners across Greensboro ask the same question: Will my insurance actually pay to replace my roof? The short answer is: yes—if you know what to do and act fast. At Old Timers Roofing, Inc., we help Triad homeowners navigate the process and maximize coverage for storm-related damage.
✅ When Insurance Covers a New Roof
Homeowner policies typically cover roof replacement when damage is caused by a qualifying storm event—hail, wind, or fallen debris. Here’s what matters:
- Documented storm dates in your zip code
- Visible damage (shingles, flashing, underlayment)
- Inspection and report by a licensed roofing company
🚩 Common Reasons for Claim Denial
Insurance adjusters look for reasons to minimize payouts. Claims can be denied for:
- Delays in filing
- Pre-existing wear and tear
- Lack of documentation or photo evidence
- Homeowner failed to mitigate further damage
That’s why we recommend calling us immediately after a storm for a free professional inspection.
⚠️ Never Inspect the Roof Yourself
We cannot stress this enough: do not climb onto your roof to check for damage. It’s extremely unsafe—and you may miss hidden issues. Our local pros use drones, thermal imaging, and certified techniques to safely inspect every detail.
📈 Real Results: Greensboro Insurance Approvals
Over the past year, we’ve helped homeowners in Adams Farm (27407), New Irving Park (27408), and Starmount Forest (27403) get full roof replacements through insurance. Our claim specialists handle everything from documentation to final approval.
🏠 What’s Covered & What’s Not
Most standard homeowner policies cover:
- Shingle, decking, and flashing replacement
- Gutter and soffit repair if storm-related
- Temporary tarping
Exclusions often include:
- Damage from poor maintenance
- Leaks unrelated to storms
- DIY roofing jobs
🏡 Tip: Know Your Deductible
Most Greensboro policies include a 1%–2% wind/hail deductible. On a $300,000 home, that’s $3,000–$6,000. Our job is to make sure that’s all you pay—no surprise add-ons or denials.
💼 We Handle Everything
Old Timers Roofing, Inc. takes care of the entire claim process, including:
- Free inspection
- Filing support
- Meeting with the adjuster
- Final install using Atlas Pinnacle® Pristine shingles with Core4® protection
- Lifetime workmanship warranty
🛠️ Get Started Today
If your home was in the path of recent storms, don’t wait. Call our team or book instantly below to find out if your damage qualifies for full replacement coverage.
💬 Get a Real-Time Estimate
📅 Schedule a Free Roof Inspection
