Financing Options

Flexible Ways To Pay For Your Roof Project.

If you’d rather spread the cost out instead of paying everything at once, we give you clear, straightforward options to do that on your terms.

What You Can Use Financing For

Use monthly payments to protect your home and keep your cash where you want it.

Large Deductibles

Handle flat or percentage-based deductibles — including higher amounts — with predictable payments.

Repairs & Maintenance

Fix leaks, problem areas, and aging sections now instead of waiting for bigger damage.

Upgrades & Better Systems

Step into premium Atlas or metal systems without front-loading the full cost.

Insurance Gaps

Cover decking, code upgrades, ventilation, and uncovered items the carrier doesn’t fully pay for.

Project Add-Ons

Roll in gutters, skylights, and exterior details into one simple structure.

Cash-Flow Control

Keep reserves, investments, and emergency funds intact while getting the roof done right.

How Most Homeowners Set Up Payments

We lay out clear paths so you can pick what fits — no pressure.

Fixed Monthly Plans

Stable payments over a set term for full replacements and larger scopes.

Short-Term & 0% Options

For qualifying projects, short-term or promotional structures to keep things tight and efficient.

Combination Approach

Blend claim funds or cash with financing for deductibles, upgrades, and uncovered work.

Want to see materials and systems first? Browse roof systems & galleries.

Roofing Calculator

Use this calculator to explore potential monthly payments based on your project amount.

Adjust the amount inside the calculator to see options that match your plans.

Explore Your Payment Options In Minutes

See your personalized payment options within minutes, without impacting your credit score. Review offers privately, choose what fits, and move forward on your terms.

  • Loan amounts available up to $250,000 for qualified projects.
  • Multiple monthly payment options so you stay in control of cash flow.
  • Fast funding timelines so your roof isn’t waiting on paperwork.
  • No prepayment penalties if you decide to pay off early.
  • No home equity required to explore options.

Use this as a tool to compare — not a gimmick. Get real numbers, then decide what works best for your home and budget.

Your Next Three Steps

1. Schedule A Consultation

Pick a time online. We review your roof, photos, and goals with you.

2. Confirm Scope & Solutions

You see straight numbers: scope, materials, warranty, and timelines.

3. Choose How You Want To Pay

Pay in full or use financing. Either way, you have everything in writing before you decide.

Common Questions About Using Financing

Can I use this for a large deductible?

Yes. Many homeowners use monthly payments to handle higher or percentage-based deductibles so they’re not draining reserves all at once.

Can I combine insurance funds with payments?

You can. A typical setup is claim funds for covered scope, and financing for upgrades, code items, or uncovered work so nothing is cut short.

Do I have to use financing if I look at options?

No. It’s there if it helps. You decide whether paying in full or monthly is the better fit.

Does checking options affect my credit?

Viewing initial options is designed to be credit-friendly. Full details are shown clearly before you accept anything.

What if I just want the numbers and time to think?

That’s the point. We give you the scope, options, and payment paths so you can decide without pressure.

Get the facts, see the options, choose what fits — then let us handle the roof.