Will My Insurance Rates Go Up After a Roof Replacement? (And Other Myths Busted)
Homeowners in Guilford Hills (27410) often hesitate to file a claim after discovering roof damage. The fear? That their insurance premiums will skyrocket. At Old Timers Roofing, Inc., we hear this all the time—and it’s time to clear the air.
Myth #1: Filing a Roof Claim Automatically Raises Your Rates
False. In North Carolina, insurance companies typically can’t raise your rates for filing a weather-related claim. It’s considered an “Act of God.” Your policy is meant to protect you when hail, wind, or storm damage occurs. That said, always check with your provider to understand your specific policy.
Myth #2: It’s Safer to Pay Out of Pocket
Wrong again. A roof replacement can cost $12,000–$30,000. Your only out-of-pocket responsibility should be your deductible. When damage is storm-related, it is your right to file a claim—and we’ll help make sure it’s done correctly.
Myth #3: Roof Replacements Lower Home Value
Actually, it’s the opposite. A new roof using Atlas Pinnacle® Pristine shingles with Core4® technology can increase property value, reduce energy bills, and improve curb appeal.
Myth #4: All Roofing Companies Handle Claims Equally
Not true. Our insurance claim specialists know how to maximize coverage, work with adjusters, and submit accurate supplements. It’s why we’re a trusted roofing contractor across Greensboro and beyond.
Bonus Tip: Catch Leaks Early—Before They Worsen
Leaks don’t always look like dripping ceilings. They can show up as discoloration, attic moisture, or warped trim. We specialize in roof leak detection and repair throughout Starmount Forest and Guilford Hills. A free inspection today can save thousands tomorrow.
Warning: Don’t Inspect Your Roof Alone
We never recommend homeowners climb on their roof to look for damage. This is dangerous and often leads to injury—or missed signs of serious issues. Let our local pros at Old Timers Roofing, Inc. safely inspect your roof with drones, thermal cameras, and certified training.
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📅 Schedule Your Free Leak Inspection Today
